Standards of Practice

A home inspection is a non-invasive, visual examination of a residential dwelling, performed for a fee in accordance with industry accepted Standards of Practice, which is designed to identify observed material defects within specific components of said dwelling. Components may include any combination of mechanical, structural, electrical, plumbing or other essential systems or portions of the home, as identified and agreed to by the client and inspector, prior to the inspection process.

A home inspection is intended to assist in evaluation of the overall condition of the dwelling. The inspection is based on observation of the visible and apparent condition of the structure and its components on the date of the inspection and not a prediction of future conditions. The inspector is not expected to perform calculations or analyze any part of the building or component thereof for strength, adequacy or compliance with any regulatory requirements.

A home inspection will not reveal every concern that exists or ever could exist, but only those material defects observed on the day of the inspection.

A material defect is a condition of a residential real property or any portion of it that would have a significant adverse impact on the value of the real property or that involves an unreasonable risk to people on the property. The fact that a structural element, system or subsystem is near, at or beyond the end of the normal useful life of such a structural element, system or subsystem is not by itself a material defect.

The inspector is not required to provide cost estimates, quotations or comment on construction techniques for any repairs, modifications or improvements.

The inspection will not include anything that is concealed, underground, not available for inspection, and not accessible for inspection at the time of inspection.

The inspection report shall describe and identify in written format the inspected systems, structures and components of the dwelling and shall identify material defects observed. Inspection reports may contain recommendations regarding conditions reported or recommendations for correction, monitoring or further evaluation by professionals, but this not required.

The inspector will not perform any task, enter any area, or disturb any existing conditions where, in the inspector’s judgment, the safety of the inspector is endangered or damage could result.

This inspection does not cover asbestos, radon gas, lead paint, urea formaldehyde, toxic or inflammable chemicals, etc. Where inspectors are qualified to carry out such inspections, they may do so after receiving approval from the client and for an additional fee.

What to Expect from your Inspection

  1. Purpose: The purpose of the inspection is to attempt to detect the presence of home defects by performing a visual inspection of the property and it is a snapshot of the condition of the home today at the time of inspection. This report will not address environmental concerns or provide cost estimates.
  2. Scope: The scope of the inspection is limited to the readily accessible areas of the property and is based on the condition of the property at the precise time and date of the inspection. Things can and do change and a home inspection will not stop these changes from occurring. Furthermore, as such, the report is not a guarantee or warranty that hidden defects do or do not exist. As a courtesy the inspection company may point out conditions that contribute to possible home problems/defects but such comments may not be part of the final report.
  3. Report: The client will be provided with a written report of the inspection company’s visual observations. The inspection company is not able to determine all deficiencies from visual observations alone. Some deficiencies may go unnoted in the report and the client accepts this. The report is not intended to comply with any legal obligations to disclosure. The home inspector is a generalist, not a specialist in all disciplines.
  4. Exclusivity: The report is intended for the sole, confidential and exclusive use and benefit of the client and the inspection company has no obligation or duty to any other party. The inspection company accepts no responsibility for use by third parties. There are not third party beneficiaries to this agreement. This agreement is not transferable or assignable. Notwithstanding the foregoing, the client understands that the inspection company may notify the homeowner, occupant or appropriate public agency of any condition(s) discovered that may pose a safety or health concern. Inspection is not building code or by-law compliance.
  5. Limitation of Liability: It is understood the inspection company and its associates are not insurers and that the inspection report shall not be construed as a guarantee or warranty of any kind. The client agrees to hold the inspection company and their respective officers, agents and employees harmless from and against any and all liabilities, demands, claims and expenses incident thereto for injuries to persons and for loss of, damage to, destruction of property, cost of repairing or replacing, or consequential damage arising out of or in connection with this inspection.
  6. Major Problems: The purpose of the home inspection is to find and identify visible existing major problems apparent on the visual inspection of the home. Home inspectors can greatly reduce the risk of a home purchase, but it is impossible to totally eliminate the risk.
  7. Litigation: The parties agree that any litigation arising out of this agreement shall be filed only in the court having jurisdiction in the Province in which the inspection company has its principal place of business. If the inspection company is the substantially prevailing party in any such litigation, the client shall pay all legal costs, expenses and attorney’s fees of the inspection company in defending said claims.
  8. Environmental Concerns: The inspection will not address environmental concerns including, but not limited to: air quality, water quality/quantity, sealed/underground fuel storage tanks, UFFI, asbestos, radon gas, molds, toxins, etc. The inspection report will also not address infestation by wood boring insects, rodents or other vermin. The client understands and acknowledges that it may be necessary to call on specialists in these areas to identify and evaluate these risks.
  9. Entire Agreement: This agreement represents the entire agreement between the parties. No statement or promise made by the inspection company or its respective officers, agents or employees shall be binding.
  10. Standards of Practice: The inspection shall be completed in accordance within the CanNACHI Standards of Practice and Code of Ethics found at

The client is strongly advised to clarify anything that they don’t understand.

people inspecting a building
couple standing in front of new home
man checking smoke detector

Get In Touch With Us

Topline Home Inspections | 306-641-9292 |